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SUMMARY Diminished value is the possible reduction in a vehicle’s market value after it has been involved in an accident and repaired. In Florida, the Department of Financial Services says diminished value may be recoverable in a third-party property-damage claim, but Florida courts have not treated

SUMMARY OEM parts are made by or for the original vehicle manufacturer and are designed for the vehicle’s original specifications. Aftermarket parts are produced by independent manufacturers and can vary in design, fit, materials, and quality. There is no universal rule that every aftermarket part is

SUMMARY A damage analysis is the process of identifying the full extent of collision damage before major repairs move forward. The first visible estimate is often only a starting point because bumpers, trim, body panels, and other components can hide damage underneath. Teardown, also called disassembly,

SUMMARY After a collision, the insurance claim and the repair process usually move forward together, but they serve different purposes. The insurer determines coverage and payment, while the repair facility determines what the vehicle needs technically. The first estimate is often based on visible damage. Additional